Most families we meet already have a will, often a trust, and almost always at least one beneficiary designation that quietly contradicts both. A beneficiary form beats a will, so the contradiction wins. It is worth finding that before your family does.
Retirement accounts and insurance policies pass by designation, outside the will entirely. An ex-spouse or a deceased parent named on an old form is more common than anyone expects.
Which accounts are joint, which are in trust, which are in one name. Titling decides the route, and the route decides how long and how public the process is.
You keep your attorney, or we can point you to one. Our job is to arrive at that meeting with the whole financial picture already assembled so the drafting is efficient.
If part of it is meant for causes rather than children, saying so in the right structure changes what actually reaches them.
Bring what you have, even if it is old. “We did these when the kids were born” is exactly the situation worth a fresh look.
This is the part that surprises people. It is also cheap to fix once found and expensive to leave.
Marriages, births, sales and moves all change the answer. A plan reviewed once at signing is a plan that ages badly.
Cannon Capital Management, Inc. is a Registered Investment Adviser. This page is for informational purposes and is not investment, tax, or legal advice. Nothing here is a recommendation for your situation, which we would need to know before making one.
The first strategy session is complimentary, and there is nothing to buy in it. See what to bring, or just bring the question that brought you here.