The wire hit, and the number is bigger than anything you've managed before — and so is the tax exposure. The window to do something about it is short, and it mostly closes at year-end. This is the moment coordinated planning earns its keep.
Most sellers meet their CPA in April — after every good option has expired. The difference between planning before year-end and after it is usually measured in six figures.
Installment structure, timing across tax years, loss harvesting, and state residency questions all still move the number — but only before deadlines pass. After that, the bill is just the bill.
If giving is part of your plans at all, a donor-advised fund or charitable vehicle funded in the sale year deducts against your highest-ever income. The same gift next year is worth a fraction as much.
Cash after a sale tends to sit — or get spent on the first exciting thing. A written plan gives every dollar an assignment: income now, growth later, reserves always.
The documents written when the company was illiquid probably don't fit a liquid eight-figure balance sheet. Exemptions, trusts, and titling deserve a fresh look before the next tax year.
Our CPA-led tax strategy team and your advisor work the same plan — so the reinvestment strategy, the tax moves, and the estate documents stop contradicting each other. Fee-based, fiduciary, no products.
Educational only — not investment, tax, or legal advice. Every situation is different; the right answer depends on the numbers, and that's what the strategy session is for.
Sit down with a fiduciary — not a salesman — and leave with a complimentary strategy for your exact situation, whether or not you ever hire us.