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If you're a business owner sponsoring a 401(k) plan, you're an ERISA fiduciary, whether you know it or not. That means you're personally responsible for selecting and monitoring plan investments, ensuring fees are reasonable, meeting annual compliance requirements, and acting in the exclusive best interest of your employees. Get it wrong, and you're exposed to Department of Labor audits, participant lawsuits, and significant financial penalties. Most small business owners nev

"Do you have financial planning software?" That's a question we hear from prospective clients regularly. The answer is yes, but that barely scratches the surface of what it means. Having software is one thing. Using it to deliver truly comprehensive, dynamic financial planning is another thing entirely. At Cannon Capital Management, every client has access to eMoney Advisor, the same institutional-grade financial planning platform used by leading wealth management firms, priv

Are you evaluating a Financial Advisor? Here are 10 questions that should be asked before you hire an advisor. The right advisor will welcome every one of these. The wrong one will deflect. Hiring a financial advisor is one of the most consequential decisions you'll make with your money. Before you sign anything, ask these ten questions, and pay close attention to how directly each one gets answered. 1. Are you a fiduciary 100% of the time? Not "sometimes." Not "when it appli

As April approaches, a familiar rhythm takes hold in households across the country. Boxes of receipts come out of closets. Spouses ask each other questions they probably should have asked in September. Emails to CPAs grow slightly more apologetic by the week. And then, somewhere around the third week of April, everyone exhales and promises themselves that next year will be different. Next year, rarely, is different. The truth about tax planning is that it was never really me

As we turn the page into the first quarter, the economy feels a bit like a driver easing back onto the highway after a long construction zone. The road is open again, visibility is improving, but no one is flooring the gas pedal just yet. And that’s not a bad thing. Over the past couple of years, investors have been conditioned to react quickly — to inflation headlines, rate hikes, geopolitical noise, and sudden market swings. Entering Q1, the dominant theme isn’t urgency.

One year ago, we were all trying to come to grips with what a “global pandemic” meant and what the economic, investment and certainly not...

In so many ways we are all too ready to put the 2020 year in our rear-view mirror and then tear the mirror off the windshield. Yet, from...

While we probably should not, we are going to do it anyway – here are our predictions and thoughts about the near future as we look in...

The art of living life requires an ability to learn from our past, live fully in the present and be cognizant of what our future might...

We have consistently struggled in our efforts to forecast interest rates. We have watched as the U.S. Federal debt has moved from $9.7...